Digital banks: harnessing technology to deliver growth

In their relatively short lives, digital banks have needed to navigate some choppy waters, but the stormy economic outlook for 2023 could mean the roughest seas are yet to come. Weathering the storm will require digital banks to make astute technology choices. How they harness technology to create resilience will be pivotal to their success.

In this white paper report, chief risk officers and chief technology officers at digital banks discuss their growth goals and key priorities over the next few years. They detail their use of credit risk analytics and talk about the choices they make in building a technology stack that enables them to identify and harness growth opportunities and mitigate risk.