Risk Management
890 white papers and resources
Risk Library provides a selection of risk management white papers which address key questions which can be used in reducing the dangers for your organisation faces and how to utilise any opportunities which may ensue to their maximum capability. Risk management is the assessment and mitigation of risks which have arisen by changes on a local or global scale. Risk management may involve realising opportunities that have resulted from these changes. Within the context of the Risk Library, risk management has been defined under asset liability management, credit risk, enterprise risk management, liquidity risk, market risk, operational risk and settlement risk.
Meeting the Solvency II operational risk challenge
Solvency II introduces a new EU-wide regulatory approach to determine capital adequacy for meeting an insurer’s true risks. Due to come into force in 2012, Solvency II promises a more sophisticated ‘risk-based’ form of supervision that will require many insurers to augment their risk management…
Recalibration machine
A revolution is under way in the market of contingent claims, the consequences of which are yet to be learned. Trilemma, a new technology vendor, addresses the shift in the pricing of these claims from a probability theory to a recalibration machine. It compares this shift to the scientific…
Risk Model Validation
Senior management are expected to make crucial business decisions using complex risk models. Controversial discussions concerning the use of risk models during the financial crisis, and the new regulatory framework, have highlighted the need for a consistent approach, and the dangers that exist.
Longevity Risk
Around the world, a structural shift in demographics is taking place: people are living longer. While an increasing number of people look forward to retirement the implication for firms, funds and governments with hundreds of billions of dollars in defined-benefit pension scheme liabilities is…
Broadland District Council selects Asset4000 from RAM to improve audit trail and meet key legislation
This case study shows how Broadland District Council, a Norfolk authority, selected Asset4000 from Real Asset Management (RAM) to control its £7m worth of assets in line with the Statement of Recommended Practice (SoRP) and IFRS legislation.
MetLife: A global innovator in variable annuity risk management
Andrew Rallis, MetLife’s senior vice president and global head of asset/liability management, charts the insurer’s recent history of success, and expounds on their sophisticated IT platform and innovative new products, and how MetLife plans to meet the growing worldwide demand for retirement…
Ignoring new security challenges: The merging of business and social enviroments
This white paper demonstrates that the consumerisation of IT can bring positive benefits to a business. However, we cannot ignore the new security challenges that this merging of business and social environments creates.
Liquidity – a new asset class? New opportunities for insurance and pension funds
Philip Turner, RBS Global Banking & Markets’ (GBM) head of strategic product marketing, provides an insight into how the liquidity crisis has created significant opportunities for insurers and pension funds to monetise the liquidity premium associated with their asset and liability mismatch, while…
Practices and emerging trends in asset liability management and liquidity risk
Asset Liability Management (ALM) plays a critical role in weaving together the different business lines in a financial institution. Managing liquidity and the balance sheet are crucial to the existence of a financial institution and sustenance of its operations. It is also essential for seamless…
The importance of retaining email and electronic content
69% of organisations have been ordered, as part of a legal action, to produce employee email. This white paper discusses what drives organisations in both heavily regulated and less regulated industries to retain email and other electronic content.