Risk Management
890 white papers and resources
Risk Library provides a selection of risk management white papers which address key questions which can be used in reducing the dangers for your organisation faces and how to utilise any opportunities which may ensue to their maximum capability. Risk management is the assessment and mitigation of risks which have arisen by changes on a local or global scale. Risk management may involve realising opportunities that have resulted from these changes. Within the context of the Risk Library, risk management has been defined under asset liability management, credit risk, enterprise risk management, liquidity risk, market risk, operational risk and settlement risk.
Selecting the right cybercrime-prevention solution
This white paper discusses key considerations and best practices to help organizations achieve effective and sustainable cybercrime prevention.
Meeting FFIEC guidance and cutting costs with automated fraud prevention
This white paper will discuss how organizations can achieve effective and sustainable online banking fraud prevention in accordance with FFIEC guidelines using the IBM Security cybercrime prevention architecture.
Holistic fraud prevention: transforming the customers’ experience
Financial institutions are on a perpetual quest to improvecustomer engagement to drive increased transactions, account balances, loyalty, and ultimately profitability. Banks found that online banking fulfills this objective; online banking customers (especially online bill-pay customers) have…
The Legal Risk Challenge Widens
In-house counsels tasked with managing legal risk have interesting times ahead. The new European Banking Authority rules may strain resources, and force a review of legal-risk categories and risk models.
Unlocking FATCA and CRS
At the end of October 2014, the UK and 50 other countries from the Organisation for Economic Co-operation and Development (OECD) signed up to the Common Reporting Standard (CRS). Governments have committed to implement automatic exchange of tax information in 2017. CRS: A Game-Changer CRS is…
PS14/9 custody assets & client money: 1 December 2014 and beyond
Following the publication on 10 June 2014 by the Financial Conduct Authority (FCA) of policy statement 14/9 (PS14/9), the second stage of the client assets (CASS) rules will come into force on 1 December 2014.Many of the rules from 1 December 2014 have a 6 month transition period for existing…
Essential Features of A Good Economic Scenario Generator (ESG)
This paper begins by defining an economic scenario generator and then distinguishes between real-world and riskneutral applications. The paper then discusses the key features that we believe make the difference between an adequate ESG and one that is truly powerful in its ability to uncover…
GRC Maturity: From Disorganized to Integrated Risk and Performance
Success in today’s dynamic business environment requires organizations to integrate, build and support business processes with an enterprise view of governance, risk management and compliance (GRC). Without an integrated view of risk and compliance, the scattered and nonintegrated approaches of the…
Tackling the growing risk of cyber crime
The risk of cyber-attacks on financial institutions is highly topical but not a new issue. However, what is changing, and rapidly, is the scale, frequency and sophistication of attacks. Financial institutions rely on technology to deliver convenient internet services to customers and to operate…
Future-proofing infrastructure assets: building capital-efficient infrastructure in the age of austerity
This report will examine the tools and techniques that can help drive capital efficiency in infrastructure, as well as the business models and procurement arrangements that create incentives to rein in costs, while maximising performance and operational efficiency